“I met Howard an a local IPPA meeting several years ago and he immediately saved me 50% on my insurance premiums by switching to his agency and Allstate Insurance. Several weeks ago I was photographing grizzly bears in Grand Teton N.P. when my 500mm prime lens was broken. I just finished up with the claim and they will be paying me 100% of the replacement cost less the deductible. The replacement cost is almost $2,000 more than my original cost as the...


"I have a photographer's policy and recently had a significant claim. First it's important to note that when I first came to Howard, his team took the time to understand my needs and put together a set of insurance to match. Then Howard went to the effort to review it all, make sure it was the right program for me and I understood it. Ans now for my camera trauma: My highest end equipment essentially fell off the tripod, crashing onto a sidewalk even...



I am getting a lot of questions surrounding concerns related to the virus. There is no property or loss of income coverage under the BOP that is triggered by this virus, or any illness.

Business Income, Business Income from Dependent Properties, and Civil Authority coverage's are all tied to & triggered by property coverage. Those coverage's apply when there is...


One of my clients just wrote me this note (this is exactly how data coverage works for you):

"I just wanted to share my scary story with a happy ending with y'all. I have been insured by Allstate through Howard and Steven for a couple years now. This past April, lightning struck our trees, and carried through our home, killing many electronics. One of those devices was my Drobo tower with all of my client and personal photos on it from the past 15 year...


I will be attending Wedding & Portrait Photographers Internationals (WPPI) in Las Vegas on February 24-27, 2020. Here is a 15% discount promo code - ALLSTATE. Also, if you buy one Conference Platform Pass you get one free. So, pair up with your photographer friend to save more. Please visit booth 151 when you attend. 



The Copyright Alternative in Small-claims Enforcement Act passed the House of Representatives in October 2019. Vote was 410 For, 6 Against.

An article on ASMP.org says "The CASE Act would create a small claims tribunal in the United States Copyright Office to hear copyright infringement cases, and provide photographers, graphic artists, illustrators, authors, songwriters and other individual creators and small businesses, for the first time an affordab...


Please come and visit our booth at ClickCon photography conference in Chicago. Howard Burkholz, a Professional Photographers Insurance Specialist, will be teaching two workshops at ClickCon. Please attend if you can be in Chicago in these dates.


Wedding photographers, like so many other type of photographers, should carry general liability. This coverage protects the professional photographer from injury or property damage to a 3rd party. This coverage is often required by clients and/or venues prior to a shoot. Evidence of the coverage (and other coverages) is proved by certificate. This certificate can be issued one of two ways. 1) Certificate Holder 2) Additional Insured. Additional insure...

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Cyber Breach - Current News

Carriers represented - Allstate, CNA, Hartford, Travelers, Liberty Mutual (Safeco), Utica First, Progressive, National General, Main Street America Group, United States Liability Insurance, Hiscox, Lloyd's of London, and more. Licensed in Alabama, Alaska, Arizona, Arkansas, California (offered in CA by Howard Burkholz Insurance Agency #0K23532), Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennesse, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

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Howard Burkholz

T: 801-451-8880

Chuck Eagleston

T: 801-732-1520

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