Customized Coverage That's Focused On You and Your Business

As insurance agents specializing in protecting Photographers, we're here for you.

Photographers concerns are different from those of a florist or a medical office.

For more than 80 years, we've been there for customers when something goes wrong. Today, we're also here to help when things go right - with protection, tools, and personal service from a team of insurance professionals who understand your industry.

We get that running your business is more than just getting that winning photo. It's hard work and persistence. Our team of photographer practice leaders are here to navigate you to the right insurance program. Let's see what develops for you and your business.

We understand your unique business risks. As a small business owner myself who specializes in helping photographers, I am a resource you can trust. 

We know you're busy touching up photos, managing your photography crew, and capturing important moments with your camera. Ensuring that you deliver top quality products to your customers is your number one priority. So leave the business protection to me. 

Let me help design and price an insurance policy based on your specific needs and provide you with other solutions to effectively run your business so you can focus on what is important to you... your customers and your craft.

We Understand Your Risks and Have Solutions

Accident

Theft

You are on your way back from a photo shoot and are involved in an accident. Your camera is damaged.

Photographic Equipment Off-Premises covers equipment that you own while away from your premises, up to $5K per item; $25K per occurrence.

Someone breaks into your studio and steals your expensive photography equipment

Business Personal Property coverage will replace stolen or damaged contents and repair the damage from the incident, up to the limits you select. Your insurance covers your loss at what it would cost you to replace the items, up to $1M or more based on your needs.

General Liablity

Professional Liability

You are sued because someone visiting your office slipped and injured themselves on a mopped floor

General Liability provides coverage for injury to others at your premises and helps protect you from lawsuits (available up to $2M per occurrence; $4M aggregate)

You take pictures of a wedding, but when you develop them, you notice that most are not turning out

Miscellaneous Professional Liability* provides protection for the legal obligations arising out of professional errors, negligent acts or omissions.

 

Property & Records

Business Income & Expenses

A pipe bursts and leaks all over a filing cabinet containing your critical documents

Valuable Papers & Records covers up to $50K for damage or destruction of important documents used in your business.

A fire destroys the roof of your studio and you cannot operate your business until repairs are made

Business Income & Extra Expense provides up to 12 months of coverage for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

Solutions for Your Photography Business

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American Society of Media Photographers is the premier association dedicated to the advocacy of professional photographers.